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Security Tips to Avoid Online Fraud

Fighting Back Against Identity Theft - Federal Trade Commission
First State Bank has implemented the latest technology to ensure security on our website. By following the tips below, you can help ensure that your online experience stays safe.

  • Never send personal or account information via email.
    First State Bank will never ask you for personal information or account information via an email or email link.
  • Never access our website via an email link.
    First State Bank will never ask you to log on to our site via an email link. To access our site, always type our address (www.fsbrice-tx.com) in your web browser.
  • First State Bank will never call you and ask for your account information, user ID or password.
  • Monitor your account activity frequently.
    By telebanking or by logging on to our secure online banking site, you may check your account information and ensure that there is no unusual activity.
  • Report suspicious emails or unauthorized account activity immediately.
    If you ever suspect that a fraudulent email has been sent to you or if you believe that you have been subject to unauthorized activity on your account, call your local branch immediately.
  • Learn about First State Bank's 2-step login process.
    First State Bank has implemented a 2-step login process to help you ensure that you are visiting our actual website and not a fraudulent imposter. Learn more about the process here.


NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.