When you trust your money to a bank, you want to be sure it's in an account that's right for you. One that gives you the most for what you need. That's exactly why First State Bank has so many accounts to choose from. From Demand Checking to Super Savings to a Super Money Market account, you'll find the one account that has your best interest at heart.
No service charge unless balance falls below $300. If balance falls below $300 during the statement cycle, a $5 fee will be imposed. If balance falls below $100 during the statement cycle, a $10 fee will be imposed.
An additional flat fee will be charged each monthly statement cycle on transactions depending on the number of debit transactions during the statement cycle. The fee will be determined as follows:
No service charge unless balance falls below $500. If balance falls below $500 during the statement cycle, a $10 fee will be imposed.
An additional flat fee will be charged each monthly statement cycle on transactions depending on the number of debit transactions during the statement cycle. The fee will be determined as follows:
Earns interest, which is calculated on the average daily balance method and interest is credited to your account every month.
35 free debit transactions a month
COST
No service charge unless balance falls below $1,500. If balance falls below $1,500 during the statement cycle, a $10.00 fee will be imposed. If your balance falls below $1,000 during the statement cycle, a $15.00 fee will be imposed.
Accrued interest is forfeited if the account is closed prior to interest being credited.
Interest rates may change on your account at our discretion.
An additional flat fee will be charged each monthly statement cycle on transactions depending on the number of debit transactions during the statement cycle. The fee will be determined as follows:
Account that earns interest and offers a tiered interest rate based on your account balance
REQUIREMENTS
Minimum balance to open is $10,000
BENEFITS
Earns interest, which is calculated on the average daily balance method and interest is credited to your account every month
Interest rate is tiered, based on your balance, allowing you to earn a higher interest rate. Tiers are:
$10,000 to $49,999.99
$50,000 to $74,999.99
Over $75,000
COST
No service charge unless balance falls below $10,000. If balance falls below $10,000, during the statement cycle, a $15 fee will be imposed.
Accrued interest is forfeited if the account is closed prior to interest being credited.
Interest rates may change on your account at our discretion
Transfers from a Money Market account to another account or to a third party by preauthorized, automatic, or telephone transfer are limited to six per statement cycle.
A withdrawal fee of $5.00 will be charge for each debit in excess of six during the statement cycle.
Interest bearing account with limited transactions.
REQUIREMENTS
Minimum balance to open is $2,500
BENEFITS
Earns interest, which is calculated on the average daily balance method and interest is credited to your account each month.
COST
No service charge unless your balance falls below $2,500. If the balance falls below $2,500 during the statement cycle, a $10.00 fee will be imposed. If your balance falls below $2,000 during the statement cycle, a $15.00 fee will be imposed.
Accrued interest is forfeited if the account is closed prior to interest being credited.
Interest rates may change on your account at our discretion.
Transfers from a Money Market account to another account or to a third party by preauthorized, automatic, or telephone transfer are limited to six per statement cycle.
A withdrawal fee of $5.00 will be charged for each debit in excess of six during the statement cycle.
Account designed to encourage savings, earning interest.
REQUIREMENTS
Minimum balance to open is $100
BENEFITS
Earns interest, which is calculated on the average daily balance method and interest is credited to your account every quarter
COST
Withdrawal fee of $1.00 will be imposed for each debit in excess of six during the quarter.
Accrued interest will be forfeited if the account is closed prior to interest being credited
Interest rates may change on your account at our discretion
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
